I will always strive to achieve them for you. My top priorities for you are happiness, joy and peace.To have someone as special and beautiful as you are as my woman would be my greatest achievement.As you read this message, know that I will never lose you. My dear, I love you will all my breath.You are the best thing in my life right now. I love you so much that I would write paragraphs like this every day to show you how much you mean to me. To the one who makes every moment in my life enjoyable I love you from the bottom of my heart.Mornings are the best part of my day, when I the dream world and think of your dreamy eye Good morning pudding. I wish my man a jolly morning and successful day.You are the perfect man I could ever ask for. Roses are red, and violets are blue if kissing all day is a crime, I have totally forgotten my rhyme.I always hoped we would find each other, and now that you are here, I want to make every moment count! I hope your day is as beautiful as you are. Fresh coffee and breakfast are waiting for you in the kitchen. You do so much each day and expect so little in return. Good day wishes from your favourite here.I just wanted to make sure you knew how much I cherish you. Good morning to the most wonderful man that a woman could ask for.Have yourself a blessed day as you go about your business. I have never been a morning person, but now that I wake to such a wonderful man, I look forward to every morning.Hope your day is as bright as the sunshine on this day. Good morning to the one man that I will love forever.
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The benchmark S&P BSE Sensex and the Nifty50 indices ended above their key psychological levels of 60,000 and 18,000, yesterday, cheering the merger. Besides, stock-specific action and other global cues will guide the indices. ’s Post 1,126,919 followers 7mo HDFCBank reported strong first-quarter earnings with double-digit growth in the bottomline on the back of lower provisions &. Against this backdrop, the two stocks’ movement will yet again be the key driver for the markets on Tuesday. From valuation standpoint, analysts say HDFC Bank's valuation can jump from less than 4x Price-to-Book Value to 5-6x Price-to-Book Value in 1-2 years. Investors, therefore, should be patient in order to accrue benefits from the proposed merger. Analysts fear, HDFC Bank’s effective CASA could go down to 35% from 47% post merger. Refinancing HDFC Ltd’s funding with low-cost deposits will be another key factor for the success of the merger. These low-yielding portfolios, the brokerage says, could be a drag on the merged entity’s P&L. According to early estimates by global brokerage Macquarie, HDFC Bank will have an excess SLR/CRR asset requirement of around 70,000-80,000 crore rupees and will need an incremental 90,000 crore rupees agriculture portfolio to meet PSL norms. The third overhang could be on the financials. This is because, domestic mutual funds, right now, can hold 10% of their entire corpus in a single entity. That apart, analysts say investors need to be cautious as far as FPI inflows in the merged entity are concerned. All these regulatory requirements, analysts say, will have to be watched. Moreover, RBI has been mulling capping a bank’s ownership in an insurance firm at 20%. But, they have to trim down the stake over a period of time. Presently, banks can own more than 50% stake in an insurance company. If the combined entity owns a bigger share, the merged entity might have to pare its stake over the next 15-18 months. Presently, HDFC owns nearly 48% stake in HDFC Life. This precedent, analysts believe, could prove to be true for the HDFC – HDFC Bank merger as well. Back in 2020, the banking regulator did not allow Axis Bank to single-handedly own a significant stake in the life insurance firm. However, the merger will have to stand the test of regulators, especially the Reserve Bank of India and the insurance regulator. Shares held by the housing finance company in the lender will be extinguished, making HDFC Bank a full-fledged public company. The shareholders of HDFC Ltd will receive 42 shares of the bank for 25 shares held, and existing shareholders of HDFC Ltd will, thus, own 41 per cent of HDFC Bank. In an unexpected announcement on Monday, HDFC Bank said that it will completely subsume its sister-firm HDFC in a share swap deal. However, the key word here is ‘if’ the merger sails through. The merger, if it sails through, will create India’s biggest financial behemoth by market-capitalisation. The Street, on its part, gave thumbs up to the merger with shares of both the financial entities skyrocketing up to 16% intra-day yesterday. The surprise announcement of HDFC and HDFC Bank’s merger took everyone by surprise. If you’re doing new things and you want to be a rock star on your own, then do your own experiments! Please try slow-motion and find out new things with a cool new effect. Ensure that your lights are perfect and that your attention is obviously on point. Testing: You might want to do a few experiments first before you start and then will take the slow-motion shots.Editors usually have a 24 fps shot, then slow it to 120 or 240 fps. Ramping Speed: To bring a little fun to your edit, you can try a normal *cough* horribly overused *cough* with an editing method called “speed ramping”, where the speed of the picture varies between different frame rates.So, play some good music on the deck to cover the background. Music to use: Slow motion footage either doesn’t record distorted and unusable audio.Using a stabilizer: Slow motion is an excellent way to mask unstable images, but if you’re careful and have used a stabilizer, the images will appear smooth and impressive.Most of the time flicker appears in the background, called a banding phenomenon, so you can use plenty of flicker-free light sources out there or measure the frequency and camera configurations of your light source to ensure you do not produce such a ridiculous strobe effect. Be aware of flickering: You must be cautious about flickering.Make sure that you have sufficient light for your scene to ensure you get the appropriate result. This means the result would come as darker images. Use enough light: You have some lights to show properly, but… what kind of lights do you have? During making the slow-motion video set a proper light, less light will hit your camera sensor.If you shoot at 60 fps, set your shutter speed at 1/120 or nearest and set a shutter speed at 1/140 if you shoot at 120 fps (or whatever is closest). Adjust the shutter speed: Do you want to avoid strange objects and a strange ghost effect while you shoot slow-mo shoot? You must then ensure that your shutter speed is twice as high as your frame rate. So if you multiply this times negative r. So what is this going to be equal to? This is going to be equal to, well if you multiply a times negative r, we will get negative ar. Just add these two things and you'll see that itĬleans this thing up nicely. Actually, let's just multiply negative r. We're gonna take the r times that sum, r times the sum of the first nth terms. To do it we're gonna thinkĪbout what r times the sum is. We want to come up withĪ nice clean formula for evaluating this and we're gonna use a little trick to do it. If we're on the nth term it's going to be ar to the n minus oneth power. So whatever term we're on the exponent is that term number minus one. Because notice, our first term is really ar to the zeroth power, second term is ar to the firsth power, third term is ar to the second power. We're gonna go all the way to the nth term and you might be tempted to say it's going toīe a times r to the nth power but we have to be careful here. It's going to be ar times r or ar squared. The second term times our common ratio again. Now, what's the third term going to be? Well, it's going to be S sub n is going to be equal to, you'll have your first term here, which is an a and then what's our second term going to be? This is a geometric series so it's going to be a times the common ratio. A formula for evaluatingĪ geometric series. Is using this information, coming up with a generalįormula for the sum of the first n terms. We're going to use a notation S sub n to denote the sum of first. We also know that it's aįinite geometric series. For example, we know that the first term of our geometric series is a. There are some things that we know about this geometric series. Let's say we are dealing with a geometric series. Try taking the sum of these series, and make a function for each of them, and then find a generic formula for all the diagonals if you're feeling brave!Ī tip i can give you, is to try to go from something you don't know to something you do know, the path between the two is "intuition".Īnd as a bonus, pascal's triangle has way more than just series, try exploring it and figuring out its properties, it's fascinating ! By doing so, you'll be building up your "intuition", I can guarantee it! if the greeks had known about it, they'd have built temples and revered it like a deity. I can't explain it properly but its super easy, so here how it goes : To make pascal's triangle you start with 1įor each consecutive row you add the number on the left and the right on the rows above to get your number, and a blank = 0. Here's a picture of pascal's triangle, and the "diagonals" are highlighted Practice helps build intuition, now for an endless amount of series to practice with I can only highly recommend pascal's triangle, and using its "diagonals" as series and trying to figure out the formula for each of them. While Square Enix published Life is Strange, the smaller Focus Home Interactive published Vampyr earlier this week.ĭespite being announced at PlayStation’s event, Twin Mirror will release for Xbox One and PC in addition to PlayStation 4. We see Sam punch a ghost-like figure in the face in one scene, and later he walks across floating rocks and bridges.īandai Namco is the third publisher Dontnod is currently working with. The game contains pieces of television shows like Twin Peaks and HBO’s The Night Of, but it appears there will be more supernatural elements, as well. The game’s first trailer used the tagline, “Your mind is the one place to find the truth,” suggesting that Sam’s investigation will largely be psychological. “ Twin Mirror is a compelling journey that explores the elements of choice and hypocrisy, while paving a player’s way toward the conclusion of their investigation,” said Bandai Namco community specialist Cyrus Weston in a post on the PlayStation Blog. Fitbit Versa 3ĭontnod is being predictably vague about what happened to Sam or where his investigation will lead him, but Twin Mirror will contain similar narrative choices to that of Life is Strange or Vampyr. If you or any of your relatives have a history of seizures or epilepsy, consult a doctor before playing. The risk of photosensitive epileptic seizures may be reduced by taking the following precautions: sit farther from the screen, use a smaller screen, play in a well-lit room, do not play when you are drowsy or fatigued. Parents should watch for or ask their children about the above symptoms – children and teenagers are more likely than adults to experience these seizures. Immediately stop playing and consult a doctor if you experience any of these symptoms. Seizures may also cause loss of consciousness or convulsions that can lead to injury from falling down or striking nearby objects. Twin Mirror BANDAI NAMCO ENTERTAINMENT EUROPE PS4 £24.99 Add to Cart Language, Violence 1 player PS4 Version PS4 Pro enhanced DUALSHOCK 4 vibration Game and Legal Info Sam Higgs was done with Basswood, West Virginia, but it seems it wasn’t done with him. These seizures may have a variety of symptoms, including lightheadedness, altered vision, eyes or face twitching, jerking or shaking of arms or legs, disorientation, confusion or momentary loss of awareness. Even people who have no history of seizures or epilepsy may have an undiagnosed condition that can cause these “photosensitive epileptic seizures” while watching video games. Twin Mirror PlayStation 4 Publisher: Bandai Namco Games Release Date: Also On: PC, Xbox One Summary Critic Reviews User Reviews Details & Credits Trailers & Videos Metascore 60 Mixed or average reviews based on 20 Critic Reviews What's this User Score 5. IMPORTANT HEALTH WARNING ABOUT PLAYING VIDEO GAMESĪ very small percentage of people may experience a seizure when exposed to certain visual images, including flashing lights or patterns that may appear in video games. There are no right or wrong answers – just follow your instincts and values to complete your story. Reconstruct key events, revisit his past and more to unlock the truth buried deep within his unique mind.Įvery decision, every interaction, every discovery will influence the direction of Sam’s investigation and ultimately determine how much of himself he’s willing to sacrifice. The same deductive reasoning and memory visualization skills that made Sam such an accomplished investigative journalist can help him untangle this mystery. As his investigation progresses, Sam will uncover a web of intrigue that winds through Basswood's evocative locations and draws in its colorful residents. Lose yourself in a rich, intricate storyline anchored in the gritty reality of small-town America. The award-winning storytellers at DONTNOD invite you on another twisting adventure. But how do you know who to trust when you’re not even sure you can trust yourself? When the former investigative journalist returns to his hometown to say a final farewell to his best friend, it soon becomes clear that there are more chapters to be written in his troubled history.įorced to confront his past, Sam finds himself torn between reconnecting with his loved ones and using his unique intellectual abilities to uncover the town’s dark secrets. Sam Higgs was done with Basswood, West Virginia, but it seems it wasn’t done with him. Here are a few other posts that can get your April organized. If you're looking to create your own planner with dated planning pages, you'll enjoy this post. Just click on the image to download and start planning for a productive and successful April! Choose your favorite calendars, and download them. Just search for HDR free or check HDR photos under Creative Commons license CC0. You can use a public API (Application Programming Interface) to search for free HDR images. The interactive online community supports 20 languages. The best part? The April 2023 calendars are completely free! All you have to do is download. Browse through the calendars below. To get the HDR free, you have to register as a member of Pixabay first. I understand that everyone has their unique style, so I've designed our calendars in both landscape and portrait. The calendars are versatile and can be used in various ways, including as a desk calendar or a wall hanging. Whether you're planning a family vacation, work deadlines, or just need to keep track of your day-to-day activities, these April 2023 calendars will help you stay on top of everything. The Free Printable April 2023 Calendars come with a variety of designs that'll make organizing your schedule a breeze. Keeping your daily activities organized is essential, and what better way to do this than with a Free Printable April 2023 Calendar? April 2023 is just around the corner, and if you haven't already gotten your hands on a monthly calendar, you're in luck! I've got you covered! Find trusted, reliable customer reviews on contractors, restaurants, doctors, movers and more. Get reviews, hours, directions, coupons and A Para quem gosta de produções mais simples ou menos detalhistas, já pode finalizar a Enter the email address you signed up with and we'll email you a reset link. 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By the same token, though, little clocks that resemble the protagonist will occasionally fade into existence in parts of the house, and these let you fast-forward time to move the dawn a little closer. Getting caught by a ghostie or seeing something horrible impacts your sanity, which also seems to reverse time if the clock goes back to the start of the night, then you “lose” and the level restarts. Hiding, for instance, usually keeps you safe but also causes time to start rewinding, so you really don’t want to do that unless you absolutely have to. Things are complicated somewhat by the fact that time doesn’t actually run in real-time, and everything is ruled by dream logic. The problem is that I’m pretty sure this isn’t actually the way the game really works. Which sounds simple, and easy to describe. What this means is running around the house, repairing lights, closing cracks in the house, and running and hiding from ghosts until time runs out and dawn arrives. You play a guy living in a cabin out in the middle of some deep dark woods, and once night approaches, you’re harassed by “Guests” and have to survive until dawn. The easiest way to explain it is to say that it’s sort of like a horror version of Chuckie Egg, or Burger Time. As such, you’re going to have to forgive the scattered nature of this preview, because I have a suspicion I know a lot less about the game than I think I do. And they’re quite hard, except when they aren’t. You know the ones they’re sort of… red, but also blue. Knock-Knock, as a game, is as difficult to describe as… one of those things. The amount of money you earn as you perform jokes is better when there are sims there to tip.“Who the hell knows what’s going on” pretty much sums up my experience. The lounges are great because they have existing microphones, but if the people aren’t there, don’t bother. Once your sim has managed to prepare high quality routines, perform them in crowded places. This will help their mood overall and they won’t get bored as quickly. Have a stereo on as well and have them listen to it while they work. This will help them achieve a helpful Playful mood. While your sim is writing jokes, make sure to have Playful decor around them. Level 4- Your sim can Joke about Fashion to other sims. Level 3- Your sim can Compose Short Routine on the computer, and then Perform Short Routine on the microphone. Level 2- Your sim can tell Knock Knock Jokes to other sims. – Object Auras (Playful Paintings, MySim Trophies, etc.) The ideal mood for gaining the Comedy Skill is Playfulness. Goofball: With this trait, your sim is more likely to become Playful randomly.Ĭhildish: With this trait, your sim can become Playful just by interacting with children. For a skill boost, have your sim become in a playful mood as they gain the Comedy Skill. You can also use the computer and write some jokes or just do Funny social interactions to the sims around you. Or you could even visit a lounge and use the microphone there. To pick up this skill, buy a microphone and start practicing some jokes. In the Entertainment Career, this skill is necessary for success. This skill makes making friends much easier. They have the ability to write routines, practice their routines, and once they get really good, they can perform those routines for simoleons. The Comedy Skill allows your sims to gain a better sense of humor. The Sims 4 introduces a brand new skill called the Comedy Skill. Other than the investors’ confidence, various other factors impact the market cap of a company. After all, a company with a high market cap has managed to gain investors’ confidence. read more compare the market caps of firms to create a balanced portfolio. Therefore, investors and portfolio managers Portfolio Managers A portfolio manager is a financial market expert who strategically designs investment portfolios. Moreover, it is used to ascertain the risk involved in a company’s stocks and prospective returns. It is a widely accepted method among investors. For example, if the outstanding shares of Company X is 10,000 and the current price per share is $10, then market cap = 10,000 x $10 = $100,000. It is shown as a part of the owner's equity in the liability side of the company's balance sheet. It is the determinant of a company’s size evaluated as the total value of its current outstanding shares Outstanding Shares Outstanding shares are the stocks available with the company's shareholders at a given point of time after excluding the shares that the entity had repurchased. Market capitalization is a broader concept that indicates investor sentiments rather than balance sheet figures. In such a case, computing the enterprise value becomes essential. This valuation tool overlooks the company’s balance sheet making it unsuitable for mergers and acquisitions. Investors use this tool to figure out the risk and returns associated with a company’s stocks. It is a parameter for determining the size of a firm based upon its market value.Market cap is computed using the formula Market Capitalization = Number of Outstanding Shares X Price Per Share.Market capitalization is a corporate valuation of a company in terms of market price of outstanding shares. |